Are You Really Ready to Get A Loan? 4 Questions to Ask Yourself

What Do I Need to Know? 

You’ve done your homework. You need money. You are applying for a loan. You have all the documentation required by the lender. But, do you REALLY know how your loan will work?

There are 4 questions you should always ask yourself before signing on the dotted line and putting your business on the line.

Before signing your loan agreement, ask yourself these questions:

cash in hand

  1. What will I pay each month and over the life of my loan?
  2. What am I promising the lender?
  3. What is the lender promising me?
  4. Can I afford to pay back the loan in a timely fashion and without straining my budget?

Don’t be afraid to ask your lender for an explanation of your loan and repayment details. Equip yourself with the knowledge you need to be a smart borrower.

Learn More

Find out more about Business Loans in our Business Loan Buyer’s Guide.

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